When it comes to business insurance, most of us will want to use an agent, especially since you do not get a cheaper premium when you go direct anyway. To understand what is important in the process, there is one site that is a must visit... insuranceoracle.com

The Hartford has designed a site specifically for small business owners to use to understand what their exposures are. Easy, clear site, with an option naturally to assist you in locating a Hartford agent...sb.thehartford.com

Getting a quote through an online agent can give you a good idea of what you should be paying and what coverages are available. Two good sites for this are...

Quotesmith.com

and

InsuranceNoodle.com